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Representative Example for Personal Contract Purchase (PCP): Payable by 60 payments of £579.03, with an optional final payment of £14,062.76. Payments are based on a duration of agreement of 60 months, a Cash Price of £39,995.00, with a deposit of £3,999.50 leaving an amount of credit of £35,995.50. The agreement is calculated using a fixed rate of interest of 9.90% per year resulting in Representative 9.90% APR and a total amount payable of £52,225.03 . An excess mileage rate of 8.57 pence per mile applies. We act as a credit broker, not a lender.